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Insurance products, including segregated fund policies are offered through Cowie and Associates Financial Services Inc., and Wayne Hargrave, Scott Cowie and Elaine Hargrave offer mutual funds through Quadrus Investment Services Ltd.

Quadrus, Quadrus and design, Quadrus Investment Services Ltd. and design and Quadrus Group of Funds are trademarks of Quadrus Investment Services Ltd. used with permission.

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Representing Freedom 55 Financial, a division of London Life Insurance Company

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